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There are lots of reasons people call on Sigler Appraisals, LLC

Year after year, thousands of people in Maryland buy, sell or refinance their home. Most of these transactions have a simple line item for an appraisal. And while there are a developing number of automated home valuation processes that might seem more economical than an appraisal, nearly all lenders still want a local expert because the stakes are so high. You might think that getting a mortgage is the only reason you should get an appraisal, but there are additional instances when the services of a licensed, independent real estate professional might be helpful.

For real estate appraisals in Keedysville and Washington County, it's easiest when your order online from Sigler Appraisals, LLC, just click here.

Let Sigler Appraisals, LLC help you challenge your tax assessment in Washington County

If you live in an area where the value of property has depreciated, it's possible you're paying too much in property taxes. When building your case, an appraisal from Sigler Appraisals, LLC is your best evidence. At Sigler Appraisals, LLC, we're equipped to assist you in challenging your tax assessment.

PMI removal to lower your mortgage payment

When the amount being loaned to the buyer is more than 80% of the actual value of the real estate, nearly all lenders ask homeowners to purchase an additional insurance plan. That policy is Private Mortgage Insurance, or PMI. Since the additional payment is usually folded into the monthly mortgage payment, it is often forgotten. PMI becomes unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - dips below the 80% level, making this very unfavorable. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to remove the PMI payments when the loan-to-value ratio conditions have been met.

Sigler Appraisals, LLC will give you a statement regarding the value of your home, and the expense of the home valuation can usually be offset in little time because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from Sigler Appraisals, LLC

A divorce is a particularly heartbreaking ordeal for the parties involved, and it is often even more complicated by the burdensome decision of who keeps the house. It's a good idea to order an appraisal from Sigler Appraisals, LLC so both parties are completely aware of the true market value of their house, regardless of the situation.

The parties will have a clearer picture of what price to set, if they want to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Accurate and fair estate liquidation

The death of a loved one is a painful time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. We guarantee the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike wealthier individuals, most Americans don't have dedicated estate planners or executors to handle these affairs. And since a home or other property often makes up a disproportionate share of the total estate value, understanding the certain value of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've received a fair deal.

Relocating to or from Washington County

Employee relocation is a real pain. We know where you're coming from. We take great care in establishing a convenient appointment time for the appraisal inspection. During our intensive process, we recommend relocating employees to provide feedback on the positive characteristics of their property, as well as information about any current sales or listings in their area that they want considered.

Let Sigler Appraisals, LLC assist you in selling your home quickly at the right price

Whether you decide to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a better educated decision when determining your asking price. Unlike a real estate agent, an appraiser has no vested interest in what price the house sells for. The price we charge isn't contingent upon the value opinion we render, but rather they are calculated on our efforts to finish the appraisal.

On a daily basis, we analyze the difference in value things like an extra bathroom or a kitchen remodel can make. And we're experts in knowing how long properties stay on the market. So, obtaining a professional appraisal is a trusted way to decide what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market too long, costing you hassle and money.